CALL 020 3191 8765

“I found Heathwoods’ customer service and dedication second to none. They gave me the most competitive rates of insurance and my policy covered all my specific needs. I was pleasantly surprised how hassle free the claims process was. I fully recommend Heathwoods to all property portfolio managers and investors.”

  • Useful Documents

We make insurance easy and stress free - tailoring your insurance to your needs.

Residential landlord insurance

Heathwoods tailor-makes your landlord insurance to protect your individual investments against unexpected incidents and events. We can provide you with a unique policy that suits your portfolio, be it one property or many.

The policy can also be extended to include landlord’s contents, property owner’s liability and loss of rent cover as well as terrorism cover.*

Blocks of flats insurance

Heathwoods are experts in buildings insurance for flats, blocks of flats and apartments, both purpose built and converted. We will provide you with a specific policy that best suits you.*

Vacant property insurance

Vacant/ unoccupied/ empty property insurance.

If your property is vacant, you may find it difficult to get the right insurance coverage. Vacant properties are more high risk, as they are more likely targets to theft and vandalism or squatters. There is a range of different types of insurance for a vacant property depending on the reasons and duration of the vacancy - premiums may vary. Heathwoods makes sure that you select the policy that best suits your requirements.*

Home-owner buildings & contents insurance

We provide building and contents insurance to suit your needs from a basic policy to a more comprehensive cover, that protects your contents and personal affects outside the home, worldwide.*

High net worth Insurance

High Net Worth Insurance is designed for people with specialist home insurance needs and anyone with home contents worth over £50,000. If you have a high value home then a standard buildings and contents insurance policy may not to be enough. This will include cover for any specialist items such as jewellery, as well as increased limits on the standard areas of cover. The high net worth insurance policy is constructed to reflect the increased value of your home and other valuables.*

Office insurance

Whether you are a full time property management company or individual investor Heathwoods can tailor your office Insurance policy to suit your requirements.

Office insurance can cover the bricks and mortar of an office block but also can be extended to cover the lifts and boilers for engineering inspection.

This policy can cover loss of rent in the event of a serious claim occurring at the premises.

Having appropriate property owners insurance and knowing that we are available to assist you - allows you to focus on growing and managing your property portfolio.

Cover may include the following:

  • Buildings Cover - Full Standard or Accidental Damage cover
  • Contents Cover - Full Standard or Accidental Damage cover
  • Property Owners Liability - Covering your Legal Liability to others
  • Alternative Accommodation - If your property is uninhabitable due to a claim

Heathwoods can offer buildings insurance for all types of business premises, from shops, restaurants, offices and pubs.*

Hotel insurance

Heathwoods offeres a tailor-made policy for hoteliers that can cover all aspects of insurance that a hotel may need. The cover can include employers liability, public liability, contents, businesses interruption and building insurance.*

Office contents insurance

Office Contents Insurance protects your business equipment such as computers, office furniture and documents whether you work in a separate office premises or from your home office.

The insurance policy covers against risks such as theft, fire and water damage, even if the contents are temporarily away from the workplace. This cover may include:

  • Full theft cover,
  • Accidental damage cover
  • Cover for contents away from the office
  • Personal property (belonging to employees or visitors)
  • Loss of data
  • Shop front cover
  • Stock cover
  • Loss of documents
  • Fidelity guarantee*

Public liability insurance

If members of the public or customers come to your premises or you go to theirs (including if you work from home), public liability (PL) insurance is important.

PL insurance covers any awards of damages given to a member of the public because of an injury or damage to their property caused by you or your business. It should also cover any related costs, legal fees and expenses, such as medical fees. Heathwoods can customise your policy to best define your business needs.*

Commercial combined insurance

Commercial combined insurance refers to a packaged range of covers that are most commonly required by businesses. These policies are generally cheaper, have fewer opportunities for gaps in cover and simplified administration for the client.

This type of policy is suitable for a wide range of businesses and activities. We can design your policy to best suit your business providing a cost-effective way to protect a range of potential risks.*

Directors & Officers Liability insurance

Directors and Officers Liability Insurance cover protects companies’ directors, officers and senior managers against claims arising as a consequence of decisions and actions taken whilst running their business.

If a claim is made the Director’s personal assets may be at risk. Directors cannot rely on the company indemnifying them. Often such an indemnity from the company will be in contravention of the Companies Act.

The Directors and Officers Liability Insurance Policy will pay legal costs and expenses and any civil damages awarded against the Director. We have special arrangements for these risks in respect of residential management companies.*

Wholesale Division

Heathwoods Insurance is an independent insurance broker focused on securing the best possible cover for brokers and their clients. Our approach involves investing time with our partner brokers to really understand their requirements, strategies and objectives both now and for the future, all of which are paramount to a successful long-term working relationship. Our aim is to keep things simple, with the aim of increasing your income whilst reducing your costs.*

* The above are brief descriptions and we would be happy to discuss the full terms and conditions with you as we assess your needs and recommend suitable cover.